Jayashree Kowtal

Assistant Professor

Email: jayashreek@msrim.org

Ext: 153

About The Faculty

Prof. Jayashree Kowtal is an Assistant Professor in the area Finance, Human Resource Management, Banking and Law in Ramiaha Institute of Management. She has completed her M Com (Bangalore University) MBA-Finance (KSOU) pursuing PhD from Bharathiyar University.

Her thesis is focused on Behavioural Finance area and topic is Cgonitive Disonance of Invetor's Investment Decision. She has published research papers peer reviewed journals and presented her papers at several reputed national and international conferences- such as- such asIIMB, IIMK and other various University Conferences


  • M Com -Bangalore University (Finance)
  • MBA - KSOU
  • MHRM- Animalia University
  • (PHD)-pursuing in Bharatiyar University (Area of Study is  “Impact of Investor's cognitive dissonance profile on Investment decision)


Journal Publication
  • Prof. Jayashree Kowtal, Lokesh J, Parul Rao, PGDM and Upalee Rautray, “ Perception of Investors ATowards Gold as an Investment Avenue in India.”  Management Review – RIM  Vol 4 issue 1 Jan-June 2013
  • Prof. Jayashree Kowtal,  Prof. K.G. Muralidhara, and  Mayank Shekhar “Investor's Attitude towards Mutual Funds in Bangalore”, Management Review -Vol 4 Issue 2 July-Dec. 2013
  • Prof. Jayashree Kowtal, Assistant Professor, “Relationship between Exchange Rate and Stock Market Indices” Management Review-Vol 7 Issue 2July-Dec 2016
  • Prof. Jayashree Kowtal and Amrith R, “Impact of Interest Rates on Bank Profitability in India” Management Review – Rim Volume 8 Issue 1 Jan-June 2017
  • Prof. Jayashree Kowtal and Bussa Nagawarshini “ A sudy on Portfolio of Top Ten NSE stock using C-A-N-S-L-I-M Approach Management Review  RIM- Volunme 9 issue 2 June –Dec 2018
  • A start Up Equation – Book Review by Jayashree Kowtal
  • Co-Authored The Book “Entrepreneurship Development” published by New Age Publications LTD 2003 ( 3 Editions)
Conference Papers
  • Present paper in IIMB – 2012-Finance Conference  December – “Impact of Investor's cognitive dissonance profile on Investment decision”
  • Presented paper in RIT-2012 December  – on Inclusion
  • Presented paper in 8th International Conference on Emerging Trends in Corporate Finance & Financial Markets 2019 September –“A Study on Stock Price performance of Select Biotechnological Companies in India Based on Dupont Analysis”
  • Presented paper in 8th International Conference on Emerging Trends in Corporate Finance & Financial Markets 2019 September- “Impact of Cognitive behavioral biases on Investment decision making”

Training and Consultancy

  • Development of Training content for Celebrations (Soft Skill)
  • Consultation – Celebrations PVT LTD.,
  • Set Square Private Limited
  • Business Development for Swastika Fibers LTD.,